Cigna Dental Insurance in Port Orange
If you are fortunate to have dental insurance, then you should make every attempt to see a dentist that is in-network on your plan. An in-network dentist ensures that you will pay only the set amount for any covered procedure—that amount is negotiated ahead of time between the dentist and insurance company, so you don’t have to worry about a surprise bill. At Water’s Edge Dental, Dr. Bannan is in-network with Cigna Dental, one of the largest carriers of dental insurance in the country. As your Cigna dentist in Port Orange, Dr. Bannan and his staff can offer you outstanding dental care at a cost you can afford.
The Benefits of an In-Network Dentist
By establishing the fee for a range of covered services, you know ahead of time exactly what your dental treatment will cost. This allows you to budget with confidence. Of course, you’ll need to satisfy your deductible—the amount you must pay annually for dental treatment before your insurance begins to pay—and pay the coinsurance payment. But after that, you can’t be charged anything more.
Filing Cigna Dental Insurance Claim Forms
For your convenience, the front office staff at Water’s Edge Dental will be glad to file your dental insurance claim form with Cigna. We’ll make sure you are receiving the maximum allowable benefit for any covered procedure.
Your Choice of Cigna Dental Health Plans
Cigna Dental offers three slightly different plans:
- Cigna Dental Preventive
- Cigna Dental 1000
- Cigna Dental 1500
Each of these plans includes coverage for a variety of dental services for preventive care that your family needs during course of the year. Basic preventive care such as dental cleanings and examinations, as well as once-a-year digital x-rays are covered. Beyond preventive care there is also basic care, covering services such as restorative dentistry to replace missing teeth, root canals to stop the spread of infection and non-routine x-rays when Dr. Bannan deems them necessary.
Dental Insurance Fundamentals
Although Cigna’s three dental health plans are all somewhat different from one another, they do have something in common. Like the benefits on most dental insurance plans, they are limited and they expire at the close of each calendar year. This means that it’s in the best interest of your smile and your wallet to schedule necessary dental care in a timely manner. There’s no point in paying for benefits and then simply letting them run out at the end of the year.
Call Us Today
For more information about your Cigna dental insurance plan or to find out about coverage for a specific procedure, please contact Water’s Edge Dental in Port Orange, FL.