Financial Figures: Does Dental Insurance Cover Dental Implant Costs?

April 9, 2025

A dental insurance application sitting on a wood desk next to an X-ray

You’re considering a dental implant treatment in Port Orange, but there’s one thing you need to know before you can commit: how will this restoration fit in with your budget? That’s a valid question – counting the costs for any treatment is plain common sense! If you have dental insurance, though, running the numbers isn’t always easy. Maybe you’re not even sure if your policy covers the costs of dental implants.

Not to worry; just keep reading. This post will lay out the basics in simple terms.

What “Partial Coverage” Means for You

Let’s cut to the chase – while each policy is different, most dental insurance plans offer partial coverage for an implant treatment. Unless you have an outstanding policy, you’re not likely to be reimbursed for 100% of your costs. However, your insurance may pay for preliminary treatments like bone grafting or gum disease therapy. If you’re getting a combined restoration, such as an implant bridge or implant denture, they may also cover 50% of the bridge or denture costs (just not the implants).

Basically, dental insurance can potentially save you some money on a dental implant treatment, but not all of your money.

Timing Your Treatment

Something to keep in mind with dental insurance is that your benefits depend on the timing of your treatment. Deductibles, annual maximums, and other variables reset on January 1st, so it’s generally a good idea to invest in your treatment before the end of the year. Since the dental implant process can be quite lengthy, getting started sooner than later could be the best way to save money!

Your Dental Team is Here to Help

Dental insurance can be complicated, to say the least. Fortunately, you have people in your corner who deal with it on a daily basis! If you need help understanding your policy, don’t hesitate to ask your dental team for assistance. They’ll gladly look into the details of your plan and make sure you get the most out of your premium.

About the Practice

At Water’s Edge Dental, Dr. Mike Rolfes treats patients in the Port Orange community with experience and expertise, providing comprehensive care all under one roof. He places and restores dental implants in-house, so you don’t need to work with an outside provider. To learn more about dental implants or to schedule a consultation, visit his website or call (386) 516-4351.